Credit cards allow customers to make payments internally, and flexible credit terms will fully cover your financial needs.
Benefits:
- Unique design
- High credit limit
- Other banks customer can apply
- A grace period of 45 days on purchases
- Flexible repayment terms
Card service terms:
| MNT |
Domestic credit card |
Platinum credit card |
|---|---|---|
|
Annual fee** |
20,000 MNT |
100,000 MNT |
|
Minimum credit limit |
100,000 MNT |
5,000,001 MNT |
|
Maximum credit limit |
5,000,000 MNT |
50,000,000 MNT |
|
Interest rate /monthly/ (purchase) |
1.6% |
1.5% |
|
Interest rate /yearly/ (purchase) |
19.2% |
18.0% |
|
Interest rate /monthly/ (cash. non-cash) |
2.2% |
2% |
|
Interest rate /yearly/ (cash. non-cash) |
26.4% |
24.0% |
|
Minimum payment |
10% |
10% |
|
Payment due day /monthly/ |
15th |
15th |
|
Maximum over-the-limit amount |
10% |
10% |
|
Over-the-limit charge |
5% |
5% |
| Late payment fee |
1% |
1% |
|
Late payment charge /Annual/ |
20% |
20% |
|
Card validity |
Up to 30 months |
Up to 30 months |
|
The date of the creation date |
Next month on 1st |
Next month on 1st |
|
Reference fee /Loan database/* |
Private - 1,000 MNT |
|
*Effective from January 01, 2021.
**The exempt from the first year fee only if you order a new card during the campaign.
Required documents:
Mongolian citizen:
- Service application /download/;
- Valid national registration ID
- Salary reference from employer (Reference is valid within a week)
- Other proof of income documents
- Bank application download
Foreign citizen:
- Foreign passport; /original/
- Copy of visa;
- Certificate of alien registration;
- Employee guarantee.
