Credit cards allow customers to make payments internally, and flexible credit terms will fully cover your financial needs.

Benefits:            

  • Unique design
  • High credit limit
  • Other banks customer can apply 
  • Grace period of 45 days on purchases 
  • Flexible repayment terms

Card service terms:

MNT

Domestic credit card  

Platinum credit card 

Annual fee 

20,000 MNT

100,000 MNT

Minimum credit limit 

100,000 MNT

5,000,001 MNT

Maximum credit limit 

5,000,000 MNT

50,000,000 MNT

Interest rate /monthly/ (purchase)

1.6%

1.5%

Interest rate /yearly/ (purchase)

19.2%

18.0%

Interest rate /monthly/ (cash. non-cash)

2.2%

2%

Interest rate /yearly/ (cash. non-cash)

26.4%

24.0%

Minimum payment 

10%

10%

Payment due day /monthly/

10th

10th

Maximum over-the-limit amount

10%

10%

Over-the-limit charge 

5%

5%

Late payment fee

1%

1%

Late payment charge /Annual/

20%

20%

Card validity

Up to 30 months

Up to 30 months

The date of the creation date

Next month on 5th 

Next month on 5th 

USD Card service terms:

USD Domestic credit card Platinum credit card 

Annual fee 

10 USD

50 USD

Minimum credit limit 

50 USD

2,001 USD

Maximum credit limit 

2,000 USD

20,000 USD

Interest rate /monthly/ (purchase)

1.5%

1.25%

Interest rate /yearly/ (purchase)

18.0%

15.0%

Interest rate /monthly/ (cash. non-cash)

1.8%

1.5%

Interest rate /yearly/ (cash. non-cash)

21.6%

18.0%

Minimum payment 

10%

10%

Payment due day /monthly/

10th

10th

Maximum over-the-limit amount

10%

10%

Over-the-limit charge 

5%

5%

Late payment fee

1%

1%

Late payment charge /Annual/

20%

20%

Card validity

Up to 30 months

Up to 30 months

The date of the creation date

Next month on 5th 

Next month on 5th 

Required documents:

Mongolian citizen:

  • Valid national registration ID
  • 1% photo; /No more than 6 months/
  • Salary reference from employer (Reference is valid within a week)
  • Other proof of income documents
  • Bank application download 

Foreign citizen:

  • Foreign passport; /original/
  • Copy of visa;
  • Certificate of alien registration; 
  • Employee guarantee.